Apply for your Santander credit card!

O Santander Digital Banking has been standing out for offering convenience, security, and personalized benefits to its customers. Among the most sought-after services are Santander credit cards, which combine technology, rewards, and affordable conditions. Best of all, many customers have access to pre-approved options, without having to go through the traditional time-consuming analysis process.

Santander cards are ideal for those seeking greater financial independence, real benefits in their daily lives, and the convenience of handling everything through the app.

How Santander Pre-Approved Credit Cards Work

The pre-approved cards Santander loans are offered based on the customer's financial history, taking into account their relationship with the bank. This means that those who already have a checking account, use the app frequently, or have Santander products can have a pre-released credit limit, ready for immediate use.

Everything is done digitally. Customers access the Santander app, go to the card section, and view the available options. If a pre-approved limit is available, simply confirm the details, choose the desired card type, and request delivery. In many cases, the virtual card is released instantly, ready to use for online purchases even before the physical card arrives.

This model is ideal for those looking for speed, convenience and security. No lengthy forms or waiting for approval: the process is streamlined and can be completed in minutes.

Main types of Santander credit cards

Santander offers cards for all profiles, from those seeking simplicity to those seeking premium benefits. Some of the most popular are:

  • Santander SX: aimed at the general public, with the possibility of zero annual fees with a minimum monthly spend.
  • Santander 1|2|3: ideal for those looking for cashback and accumulation of Esfera points.
  • Santander Elite: aimed at higher-income customers, with travel and insurance benefits.
  • Santander Unlimited: premium version, with access to VIP rooms and exclusive service.
  • Co-branded cards: the bank also offers options linked to partners such as Shell, AAdvantage and Smiles, ideal for those who want to accumulate air miles.

These models are constantly updated, and customers can check in the app which versions are available for their profile, including the possibility of future upgrades.

How to Apply for a Pre-Approved Credit Card

Request a card at Santander Digital Banking It's simple and quick. Just follow these steps:

  • Access the Santander app.
    Log in to your checking account.
  • Enter the “Cards” area.
    The system will show you the pre-approved options available for your profile.
  • Choose the desired card.
    Please review the benefits and fees before committing.
  • Confirm the request.
    If approved, the virtual card is released immediately, ready for online use.
  • Wait for the physical card.
    It will be sent to the registered address within a few business days.

The process is completely digital and secure, with no need to send physical documents or go to a branch.

Visit the official website

Why choose Santander

Santander is one of the most trusted banks in Brazil, with an international presence and over 40 million customers.
Its digital structure is one of the most complete, with the Santander Digital Banking offering everything the customer needs in one place: checking account, investments, credit, insurance and, of course, credit cards.

The institution is also known for its efficient support; service via chat, app, and phone is fast and personable, always ready to answer any questions. Another distinguishing feature is the bank's commitment to offering products with transparency and technology, ensuring a secure experience from start to finish.

A modern option

The Santander credit cards They bring together everything the modern consumer is looking for: practicality, real benefits and trust.
With pre-approved options and digital contracting, the bank shows that technology and credibility can go hand in hand.

Whether it's to accumulate points, shop safely or have flexibility in your monthly expenses, Santander Digital Banking has the right card for every profile. And the best part: with just a few clicks, you can discover your pre-approved options and start enjoying the benefits of one of the most solid banks in the country.

See also: Santander Personal Loan: see how to apply for yours

Published on October 20, 2025