Nubank credit card available right now!

O Nubank credit card It's one of the most popular options for those seeking financial freedom, convenience, and transparency. With it, you can make domestic and international purchases, track all your expenses through the app, and, best of all, pay no annual fees.

Why the Nubank card is different

Nubank revolutionized the financial market by eliminating the bureaucracy typical of traditional banks. The card is 100% controlled by the app, which means you have instant access to all your information—limit, statement, purchase history, and more.
Additionally, customers can block and unblock their card with a simple tap, generate virtual cards for online purchases, and even request a limit increase through the app itself.

This transparency is what attracts new users the most. Nubank shows you in real time how much you spend and how much you can still spend, avoiding surprises on your bill.

How to apply for the Nubank card

Applying for your Nubank card is easy and completely online. See the step-by-step instructions:

  • Download the Nubank app on the App Store or Google Play.
  • Fill out the form with your personal data and monthly income.
  • Wait for credit analysis, which is usually fast.
  • Receive the virtual card as soon as it is approved.
  • Wait for the physical card, which will be sent to your address.

After unlocking, the card is ready to use, whether by contactless, chip or online purchases.

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Main advantages of the Nubank card

1# No annual fee or hidden fees
The Nubank credit card has no annual fee. You only pay for what you use, with no extra fees. It's ideal for those who want a modern and functional card, but without unnecessary monthly costs.

2# Full control via the app
All management is done through the Nubank app. You can track your spending in real time, view purchases by category, pay in advance with a discount, and even adjust your limit based on your usage.

3# Secure virtual card for online purchases
Immediately after approval, the customer receives a virtual card that can be used immediately in online stores, subscriptions, and apps. This card is independent of the physical card, offering an extra layer of security.

4# International flag and global acceptance
Issued with the flag MasterCard, the Nubank card is accepted at millions of establishments in Brazil and abroad. Additionally, customers can count on the program's benefits Mastercard Surprise, which offers exclusive discounts and promotions.

5# Human and digital service
Even though it's a fully digital bank, Nubank is known for its efficient customer service. Service is fast, personalized, and available 24/7, something many traditional banks still can't offer.

Other benefits of Nubank

In addition to the credit card, Nubank offers a free digital account with no maintenance fees and automatic interest on the balance. Customers can pay bills, make transfers, receive PIX payments, and even invest, all within the same app.

There is also the Nubank Rewards, an optional points program that turns spending into rewards, from discounts on airline tickets to bill reductions.

FAQ:

1. Does the Nubank card really have no annual fee?
Yes! The Nubank credit card It's completely free of annual fees. You only pay for purchases made and don't have to worry about monthly fees or hidden charges. This is one of the main reasons why Nubank has become so popular among Brazilians.

2. How do I apply for the Nubank card?
The application process is simple and digital. Simply download the Nubank app, fill out the registration form with your personal information, and wait for the credit analysis. If approved, the virtual card is released immediately, and the physical card arrives in the mail within a few days.

3. Is the Nubank card international?
Yes. All Nubank credit cards have Mastercard International flag, which allows you to make purchases in Brazil and abroad, both in physical stores and online.

4. Do I need to be a Nubank account customer to request the card?
Not necessarily. You can request the Nubank credit card even without a digital account. However, existing customers tend to have a better chance of approval and easier financial management.

5. Does Nubank charge any fees on international purchases?
Like any international card, purchases in foreign currency are converted to dollars with IOF (Tax on Financial Transactions). But other than that, there are no additional bank fees.

See also: Best credit card for travel: see the safe options

Published on October 20, 2025